Refinancing Now at 125% Loan-to-Value

Ever heard of HARP? It is the Home Affordable Refinance Program, a government-run program that allows folks with a Fannie-Mae or Freddie-Mac guaranteed loan to refinance at a lower, fixed rate. Instead of refinancing at a max of 105% loan-to-value (LTV), it is now capped at 125%. This means that if you already have this type of loan and want to refinance, you can take advantage of this higher LTV by getting more bang for your buck. (Note: this does not apply to those who want to get a new loan, only to those who already have this type of loan.) This adjustment to HARP will really help some distressed homeowners avoid foreclosure.

To find out if you are eligible to refinance with this program, take this 4-question survey at There is also an FAQ page and some other helpful resources to assist you!


About Lisa Oates

Lisa is the creative mind behind The Harrisonburg Homes Team, providing streamlined content management, quality authorship, and graphic design for Harrisonblog. She's passionate about blogging, enjoying life, and a good cup of coffee.

2 thoughts on “Refinancing Now at 125% Loan-to-Value

  1. Pingback: Home Affordable Refinance Program (HARP) Gets An Update

  2. AvatarReverend Kelvin Smith


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